Member Services

Security

1. How secure are your Online Banking and Bill Pay Services?

2. What are the web browser requirements for Online Banking?

3. What is 128-bit encryption, and why do I need it?

4. How do I change my Online Banking PIN?

5. I have forgotten my Online Banking User ID or PIN. What do I do?

6. I have forgotten my Online Banking Bill Pay User ID and PIN. What do I do?

1. How secure are your Online Banking and Bill Pay Services?

Online Banking and Bill Pay are very secure ways for you to view and manage your accounts with St. Mary's Bank. Your account information can only be accessed upon verification of your User ID and PIN and any information shared between you and us is encrypted (scrambled) when it is sent across the Internet. We have taken great care in creating a safe environment that uses state-of-the-art security features to protect your data.

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2. What are the web browser requirements for Online Banking?

For security reasons, we require that your web browser must be capable of supporting 128-bit SSL encryption in order to access any of the Online Banking Services. To assist you in determining if your browser supports 128-bit encryption we provide a "Test Browser" button on the Online Banking Login Page. This will scan your browser and notify you if your browser supports strong encryption (128-bit) or notify you if you need to upgrade the security capabilities of your browser. If an upgrade is required you will be presented with a link to download the 128-bit version of your browser. For additional security, we also require that your browser be set to accept cookies. A "cookie" is a small amount of information that a web server can store in your browser. Online Banking uses cookies to track the length of time that your session remains inactive. After 10 minutes of inactivity we disconnect your session from our system. To reconnect, simply log back in using your User ID and PIN.

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3. What is 128-bit encryption, and why do I need it?

Encryption is the process of scrambling information so that only the sender and the recipient can read the information. We use 128-bit encryption, which is the strongest level of encryption currently available for public use in the United States, to protect any information sent between you and us while you are logged in to our Online Banking Services.

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4. How do I change my Online Banking PIN?

To change your Online Banking PIN you will first need to log in to Online Banking. Once logged in, click on the "Preferences" option at the top of the page. This will bring you to the Personal Preferences page. Simply input your current PIN (the one you just used to log in to Online Banking) in the first box, select a new PIN and input the new PIN in both the second and third boxes and click on the "SUBMIT" button. Please use this new PIN the next time that you log in to Online Banking.

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5. I have forgotten my Online Banking User ID or PIN. What do I do?

For lost or forgotten Online Banking PIN and Login IDs, call our Member Contact Center toll-free at 1-888-786-2791 during regular business hours.

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6. I have forgotten my Bill Pay User ID and PIN. What do I do?

For lost or forgotten Bill Pay PIN and ID numbers, call our Bill Pay Services department toll-free at 1-877-327-7371 (available 24 hours a day, 7 days a week).

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