Home Loan Payment Relief Mortgage
St. Mary's Home Loan Payment Relief (HLPR) Mortgage makes homeownership more affordable.
St. Mary's HLPR program is aimed at making home ownership more affordable for first-time home buyers. This program makes it easier for borrowers to buy and stay in their homes by reducing both monthly payments and the down payment requirement.
Features include:
- Below market rates
- Capped Interest Rate Adjustments
- Maximum Down Payment of 3%
- No PMI (Private Mortgage Insurance)
- Closing Cost Credit
Available to borrowers with household incomes at or below HUD area median income.
We are here to offer you choices. To learn more about our HLPR Mortgage program download an information sheet here, stop by any St. Mary's Bank office, or call 1-888-705-9596.
It's easy to apply You may apply online, over the phone, or in person at any of our convenient branch locations. Or if you wish you may also download a printable application

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